• Advisers
  • Members
  • Premium payment
  • About Us
BF Logo (round)
  • Our Products
  • Adviser Toolkit
  • Underwriting
  • Value-Added Services
  • Quote and Apply
  • Advisers
  • Members
  • Premium payment
  • About Us
  • Our Products

  • Adviser Toolkit

  • Underwriting

  • Value-Added Services

  • Quote and Apply

Characters Orangeline Draft 08 Final

Helping advisers meet the financial demands of modern life

For over a century, we’ve helped reduced risk for our members. Today, we help advisers make income protection simpler, faster and more human. With broader Income Protection we deliver the speed, breadth and personal support that advisers, and modern Britain need.

We offer a range of own occupation Income Protection cover to suit the individual needs of your clients. Our main motivation is to support our members and provide cover for more people. And being a member of British Friendly means so much more than just having an Income Protection policy. As a mutual, we believe it‘s important to support our members in both sickness and in health which is why we also provide complete access to our discretionary Value-Added Services programmes for all insured members at no extra cost.  

Protect

Protect offers a choice of age‑costed or level premiums on a guaranteed or reviewable basis, a range of deferred periods and is available with a choice of limited benefit terms or on a long term basis.

Learn more

Breathing Space

Breathing Space has no financial underwriting at application stage so is particularly suitable for those with irregular income such as the self-employed and gig economy workers.

Learn more

Useful links

  • Our Products
  • Adviser Toolkit
  • Underwriting
  • Value-Added Services
  • Quote and Apply
BF Logo (round)
  • Terms & conditions
  • Privacy policy
  • Cookies
  • Complaints

British Friendly Society Limited is incorporated under the Friendly Societies Act 1992. Registered Office: 45 Bromham Road, Bedford MK40 2AA. Registered No. 392F. It is a member of the Association of Financial Mutuals. British Friendly Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority Ref: 110013.

© 2026 British Friendly Society. All rights reserved.