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Income Protection products to meet different client needs

PROTECT

Flexible income protection with a choice of age‑costed or level premiums on a guaranteed or reviewable basis, with benefit amounts of up to £10,000 a month, and a choice of deferred periods. Making it easier to recommend cover for any client, whatever their occupation, income or budget.

BREATHING SPACE

Short-term Income Protection to meet the needs of customers whose earnings don’t follow a predictable pattern. Breathing Space is not financially underwritten at application or claim stage and can be used to help support your client's current lifestyle and financial commitments.

OPTIONAL BENEFITS

Our Fracture Cover and Children’s Critical Illness Cover (CCIC) can be added to your client’s IP policy for an additional cost.
Fracture Cover                               

Adviser Toolkit

For useful information about registering with us, our claims information and tools to support the income protection conversation, click here